Live On-Line Loan Bidding

Where the Top US Lenders

Compete for Your Loan

No Obligation- No Credit Check

3 Ways to Connect

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1. Complete your Loan Request Profile

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2. Qualified lenders submit real-time financing proposals

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3. You select the offer you like best and we coordinate the rest.

Nationwide- Short Term / Long Term / Rehab / Construction
The Best Private Lenders, Banks, Credit Unions – Prime to Asset Based Options

single family
Eligible Programs Loan Amount Rate Range Term Length Closing Time Max LTV Amortization
Private Lender: Fix & Flip/Rent $50K+ 8.9% – 13.0% Up to 2 Yr 3 – 4 Weeks 100% LTC Interest Only
Private Lender: Blanket Rental $75K+ 6.5% – 9.0% 5, 7, 10, 30 Yr 4 – 5 Weeks 80% Up to 30 yrs
Private Lender: NO DSCR Rental $75K+ 8.0% – 9.5% 3, 5, 7, 8, 10, 30 Yr 4 – 5 Weeks 75% Up to 30 yrs
Private Lender: Rental DSCR $75K+ 6.5% – 8.5% 5, 7, 10, 30 Yr 4 – 6 Weeks 80% Up to 30 yrs
Private Lender: Hard Money Bridge $100K+ 8.0% – 13.0% Up to 3 Yrs 2 – 4 Weeks 75% Interest Only
Private Lender: New Construction $75K+ 7.0% – 12.0% Up to 1.5 Yr 3 – 4 Weeks 90% LTC Interest Only
multi mixed use
Eligible Programs Loan Amount Rate Range Term Length Closing Time Max LTV Amortization
Private Lender: Prop Income Based $150K+ 7.5% – 13.0% Up to 30 Yr 4 – 6 Weeks 80%  Up to 30 yrs
Freddie Mac Multifamily $1M – $7M 5.5% – 6.5% 5, 7, 10, 20 Yr 8 – 12 Weeks 80% Up to 30 yrs
Fannie Mae Multifamily $1M – $7M 5.5% – 6.5% 5, 7, 10, 12, 15, 30 Yr 8 – 12 Weeks 80% Up to 30 yrs
Private Lender: Bank Statement $150K+ 7.5% – 9.8% Up to 10 Yrs 3 – 6 Weeks 80% Up to 30 yrs
Private Lender: Hard Money Bridge $150K+ 8.0% – 13.0% Up to 3 Yrs 2 – 4 Weeks 70% Interest Only
Rehab or Restablization Bridge $150K+ 8.0% – 12.0% Up to 3 Yr 2 – 4 Weeks 85% LTC Interest Only
4 group
Eligible Programs Loan Amount Rate Range Term Length Closing Time Max LTV Amortization
Private Lender: Prop Income Based $150K+ 6.5% – 8.5% Up to 30 Yr 4 – 6 Weeks 75%  Up to 30 yrs
SBA 504 $500K – $20M 5.5% – 7.5% Up to 25 Yr 8 – 12 Weeks 90% Up to 25 yrs
SBA 7(a) $500K – $5M 6.5% – 7.5% Up to 25 Yr 8 – 12 Weeks 90% Up to 25 yrs
Private Lender: Bank Statement $250K – $5M 6.8% – 9.8% Up to 30 Yrs 3 – 6 Weeks 75% Up to 30 yrs
Private Lender: Hard Money Bridge $150K+ 8.0% – 13.0% Up to 3 Yrs 2 – 4 Weeks 70% Interest Only
Rehab or Restablization Bridge $150K+ 8.0% – 13.0% Up to 3 Yr 2 – 4 Weeks 80% LTC Interest Only
A and D
Eligible Programs Loan Amount Rate Range Term Length Closing Time Max LTV Amortization
Private Lender: Land Acquisition $150K+ 8.0% – 18.0% Up to 2 Yr 3 – 4 Weeks 60%  Interest Only
SBA 504 $500K – $20M 5.5% – 7.5% Up to 25 Yr 8 – 12 Weeks 90% Up to 25 yrs
Private Lender: Infrastructure $150K+ 8.0% – 15.0% Up to 2 Yrs 4 – 6 Weeks 60% Interest Only
Private Lender: Verticle Const $500K+ 6.5% – 12.0% Up to 3 Yr 4 – 6 Weeks 85% LTC Interest Only

Active Loan Bidding

Loan Loan Priority #1 Priority #2 Priority #3 Doc Level Current Offers
7881
Silver Spring,Maryland 20902
$428,400

Long Term
Rental Single Family (1-4 Unit)



+ More Details
Max LTV% Fast Close: less than 30 days Fixed Rates greater than 7 Yrs No Ratio: DSCR < 1.20

Bidding In Progress

Time Remaining: 0:0:1

7871
Clinton,Maryland 20735
$315,000

Long Term
Rental Single Family (1-4 Unit)



+ More Details
Max LTV% Lowest Cost of Financing (Rates/Fees) Lowest Mnthly Pmt No Ratio: DSCR < 1.20

Bidding In Progress

Time Remaining: 0:0:1

7868
Tazewell,Virginia 24651
$400,000

Short Term
Bridge Single Family (1-4 Unit)



+ More Details
Lowest Cost of Financing (Rates/Fees) Max LTV / ARV% Flexible Underwriting No Ratio: DSCR < 1.20

Bidding In Progress

Time Remaining: 0:0:1

Accepted Offers

Loan Num Loan Product Type Rate Fees LTV Deal Quality Tier Loan Amount Status

See What Others Are Saying

Amber is an absolute amazing individual to work with. She was very responsive and efficient in the way she handle the loan from process from start to finish

Carolyn K

Support was consistent and responsive.

Jody S

I have completed multiple loans with Alex and Amber, they are amazing to work with and always eager to assist.

Jenny F

"Someone was always there to answer my questions.  The digital use from start to finish was very efficient."

Joseph D

"Great service, they were always available for me.  It was my first cash out refi experience and I am really grateful for the team I had working with me. Sarah and Matthew were awesome!, They guided and helped me all along the way, ready to answer any questions I had at any time.  I am happy with the results and I would definitely would work with IP Loan Exchange again in the future."

Nicolas S.

Great service
"Andrew went above and beyond making me feel like I can trust him and the company, whilst encouraging me and my first investment property along the way!  I have already told several friends to contact IP Loan Exchange if they are thinking about investment properties."

Stephany B.

Went above and beyond
"Greg is top notch relative to keeping clients up to date and abreast of next steps. This loan was surprisingly smooth, smoother even that a refi of my personal residence."

Casey T

Top notch
"I had a wonderful and easy time working with Sarah and everyone else."

Neal P.

Wonderful and easy time to work with
"Both the original contact and the person "in the back office" who did all the paperwork were great. Very responsive sometimes within minutes.  I would recommend to anyone looking for a commercial property real estate loan."

Anthony D

Very responsive
"Damon and the team are always on top of my loan needs, pair me with the best lender, and get the loan to the finish line. A great go-to source for funding real estate deals."

Garrett B

Always on Top of My Loan Needs
"Thanks to you for making this a smooth transaction. I am up in the air as to what to do long term with the property but I will definitely consider you guys first."

Archie G

A Smooth Transaction
"Sarah, I wanted to let you know I think your great.  I have been dealing in real estate for 30 years now. I appreciate a person with such follow up and hard work you did for my loan.  Jennifer spoke highly of you and now I know why.  I am sure we will be using your services again soon. Thank you very much for your professional work."

Roger N

Using Your Services Again
"You and your team have been great to work with; completely straightforward and professional throughout this entire process, and I'm most appreciative for that."

Spencer T

Great to Work With
"Paula and I both appreciate everyone's work on this loan.  It's nice to have such a professional and responsive team to work with.  I'm hoping to expand our real estate opportunities and will not hesitate to contact you again (or recommend your services) for sourcing out loans."

Ric and Paula H

Professional and Responsive Team